{"id":3771,"date":"2026-07-17T12:24:07","date_gmt":"2026-07-17T12:24:07","guid":{"rendered":"https:\/\/tucsonmovingreport.com\/?p=3771"},"modified":"2026-07-17T12:24:07","modified_gmt":"2026-07-17T12:24:07","slug":"renters-home-devastated-in-storm-has-no-insurance-to-cover-damage","status":"publish","type":"post","link":"https:\/\/tucsonmovingreport.com\/?p=3771","title":{"rendered":"Renter\u2019s home devastated in storm, has no insurance to cover damage"},"content":{"rendered":"
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TUCSON, Ariz. (13 News) – One Tucson family is dealing with the aftermath of last weekend\u2019s severe weather \u2014 and doing it without renters insurance.<\/p>\n

Read more AP Exclusive: ICE officer in Maine shooting has history of violent behavior, family and records say<\/a><\/p>\n

Matt Baquet said he was away from home when 80 mph winds swept through the Tucson area last Saturday night. Shortly after, a friend sent him a photo.<\/p>\n

\u201cMy neighbor texted me shortly after I had that thought with a photo of my roof in the driveway,\u201d Baquet said. \u201cSo I rushed home and walked into a pretty devastating scene.\u201d<\/p>\n

\u2018It looks like a tornado came through the house\u2019<\/b><\/h3>\n

The damage extended well beyond the roof.<\/p>\n

Baquet returned to find water pouring in from above, and collapsed insulation and sheetrock scattered across his living room.<\/p>\n

\u201cI thought like, oh, there could be some big leaks, you know, but it was well beyond what I was expecting,\u201d Baquet said. \u201cIt\u2019s crazy \u2014 it looks like a tornado came through the house.\u201d<\/p>\n

What renters insurance covers<\/b><\/h3>\n

Farmer\u2019s Insurance agent Amber Eghtesadi<\/b><\/u><\/i> said renters insurance protects personal property from monsoon damage caused by water leaks, falling objects, and other debris.<\/p>\n

She said many renters assume their landlord\u2019s policy covers damage to the home itself, but that renters insurance can also cover temporary housing if a rental is deemed uninhabitable, often called a \u2018loss of use\u2019 policy. <\/p>\n

Eghtesadi said she learned that lesson firsthand before entering the insurance industry.<\/p>\n

\u201cI lived in an apartment, and a pipe burst, flooded the apartment. I didn\u2019t have renters insurance, I had nowhere to stay,\u201d Eghtesadi said. \u201cSo it\u2019s really good to have that because you don\u2019t think about those things.\u201d<\/p>\n

She said renters insurance will provide coverage for personal belongings damaged by traditional monsoon activity, but that separate insurance is required for flood damage. <\/p>\n

Read more Arizona forest camps are raising wildfire risks. Here\u2019s what officials found<\/a><\/p>\n

Baquet urges other renters to act before more storms arrive<\/b><\/h3>\n

Without renters insurance, Baquet said he has not yet determined the full cost of the damage.<\/p>\n

\u201cWhen you factor in the temporary housing and everything, it\u2019s going to be more than I\u2019d like to spend,\u201d he said.<\/p>\n

Baquet said he hopes his situation serves as a warning to other renters ahead of continued monsoon activity.<\/p>\n

\u201cIf you don\u2019t have renters insurance, you should think about getting it before we get two weeks of rain here,\u201d Baquet said.<\/p>\n

Eghtesadi said renters insurance is not always required, but encourages renters to explore available options for protecting their personal property.<\/p>\n

She said the internet is a good place to start, but recommends contacting a personal insurance agent for individualized help. <\/p>\n

Banquet launched a GoFundMe<\/b><\/u><\/i> drive to help recover and has raised more than $17,000.<\/p>\n

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A Tucson family is facing costly repairs after 80 mph winds tore through their home last weekend. <\/p>\n","protected":false},"author":1,"featured_media":3770,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3771","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interesting"],"yoast_head":"\nRenter\u2019s home devastated in storm, has no insurance to cover damage - Tucson Moving Report<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tucsonmovingreport.com\/?p=3771\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Renter\u2019s home devastated in storm, has no insurance to cover damage - Tucson Moving Report\" \/>\n<meta property=\"og:description\" content=\"A Tucson family is facing costly repairs after 80 mph winds tore through their home last weekend.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tucsonmovingreport.com\/?p=3771\" \/>\n<meta property=\"og:site_name\" content=\"Tucson Moving Report\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-17T12:24:07+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/tucsonmovingreport.com\\\/?p=3771#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/tucsonmovingreport.com\\\/?p=3771\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/tucsonmovingreport.com\\\/#\\\/schema\\\/person\\\/71841c7d449e6ab1ace6bce2f5277255\"},\"headline\":\"Renter\u2019s home devastated in storm, has no insurance to cover damage\",\"datePublished\":\"2026-07-17T12:24:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/tucsonmovingreport.com\\\/?p=3771\"},\"wordCount\":555,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/tucsonmovingreport.com\\\/?p=3771#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/tucsonmovingreport.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/f3df0ed8d694c977422137681e243827.avif\",\"articleSection\":[\"Interesting\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/tucsonmovingreport.com\\\/?p=3771#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/tucsonmovingreport.com\\\/?p=3771\",\"url\":\"https:\\\/\\\/tucsonmovingreport.com\\\/?p=3771\",\"name\":\"Renter\u2019s home devastated in storm, has no insurance to cover damage - 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